Agricultural Co-operative Staff Training Institute

LIST OF PUNJAB HOLIDAYS
Under Negotiable Instruments Act
SR. NO.DATEDAYNAME OF HOLIDAYS
126-Jan-2025SundayRepublic day
212-Feb-2025WednesdayBirthday of Guru Ravidas Ji
326-Feb-2025WednesdayMaha Shivratri
414-Mar-2025FridayHoli
531-Mar-2025MondayId-ul-fitr
601-Apr-2025TuesdayAnnual Closing of Bank Accounts (Bank Holiday)
701-May-2025ThursdayMay Day
807-Jun-2025SaturdayId-ul-Zuha(Bakrid)
915-Aug-2025FridayIndependence Day
1016-Aug-2025SaturdayJanmashtami
1102-Oct-2025ThursdayMahatma Gandhi`s Birthday
1207-Oct-2025TuesdayBirthday of Maharishi Valmiki Ji
1320-Oct-2025MondayDiwali
1405-Nov-2025WednesdayBirthday of Shri Guru Nanak Dev Ji
1525-Nov-2025TuesdayShadeedi Diwas Shri Guru Teg Bahadar Ji
1625-Dec-25ThursdayChristmas Day
1727-Dec-2025SaturdayShaheedi Sabha, Shri Fatehgarh Sahib

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT chargesNo chargesNo charges

Bank Gurantee Against Deposit Charges

Interest Certificate Charges

Photo Attestation and Signature Verification Charges

Account Closer Charges Saving/RD

Cash Deposit in Current Account*

Payments under CBS other than Parent Branch

Excess Debit Entries Charges in SB Account

Saving/Current Account->Cheque Book Charges

Saving/Current Account->Minimum Balance Charges

Account Statement and Duplicate Pass Book Charges

SAFE Custody and Locker Rent Charges

Standing Instructions and STOP Payment Instructions

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Cheques/ECS- Outward Inward

Collection of Outstation Cheques/Bills

Skip to content